Semiconductor Wealth article library
Understand the benefit. Then work with an advisor who specializes in the employer.
Every article belongs to an Intel or TSMC planning cluster, cites the documents behind the guidance and shows where an advisor experienced in serving employees at that company can add value.
Leaving or laid off
What to Do With Your Intel 401(k) After a Layoff
Four rollover paths and the Intel-specific details to review first.
Read guide ↗Complete guide
TSMC Arizona: A Financial Guide for U.S. Employees
A starting point for retirement accounts, variable compensation and cross-border questions.
Read guide ↗Complete employee guide
The Complete Financial Guide for Intel Employees
A 2026 guide to Intel’s 401(k), SERPLUS, ESPP, RSUs, pension and retirement rules—and the decisions that connect them.
Read guide ↗Leaving TSMC Arizona
Leaving TSMC Arizona: What Happens to Your 401(k)?
The four paths for a TSMC Arizona 401(k) after leaving, plus rollover, tax and cross-border questions to review first.
Read guide ↗SERPLUS distributions
Intel SERPLUS Distributions: Avoiding a Lump-Sum Tax Collision
How Intel SERPLUS lump sums and installments work, why elections matter, and how to coordinate a payout with severance and retirement income.
Read guide ↗Intel ESPP
Intel ESPP: The Lookback Is Gone—Here’s the Current Math
Intel’s ESPP now uses 85% of the purchase-date price. See the current math, tax questions and concentration decisions employees should review.
Read guide ↗Arizona withholding
Arizona Form A-4 for TSMC Employees: Avoiding a Withholding Gap
How Arizona Form A-4 withholding works for TSMC employees with bonuses, relocation pay or changing compensation—and when to review it.
Read guide ↗Financial planning
Financial Planning for TSMC Arizona Employees
Financial planning for TSMC Arizona employees covering 401(k), bonuses, relocation, cross-border accounts and career transitions.
Read guide ↗Intel layoff planning
Laid Off From Intel? A Complete Financial Checklist
An Intel layoff checklist covering severance, 401(k), SERPLUS, stock awards, ESPP, insurance, withholding and the decisions to make first.
Read guide ↗Intel retirement
Retiring From Intel: Coordinate the Pension, 401(k), SERPLUS and Stock
A retirement decision map for Intel employees coordinating pension eligibility, 401(k), SERPLUS, stock awards, health coverage and taxes.
Read guide ↗Intel RSUs
Intel RSUs: Vesting, Withholding and the Tax Surprise to Avoid
How Intel RSU vesting creates compensation income, why withholding may differ from final tax and how to plan sales and concentration.
Read guide ↗Intel 401(k)
Intel Mega Backdoor Roth: A Step-by-Step Decision Guide
A document-driven guide to Intel after-tax 401(k) contributions, Roth conversions, annual limits, cash flow and tax records.
Read guide ↗Intel Rule of 75
Intel Rule of 75: What It Means for Stock Awards and Retirement Timing
How Intel’s Rule of 75 appears in current equity disclosures, what it may mean for eligible awards and what to verify before retiring.
Read guide ↗Intel stock in the 401(k)
NUA on Intel Stock in Your 401(k): Review This Before You Roll Over
How net unrealized appreciation may apply to Intel stock in a 401(k), the lump-sum requirements and why an IRA rollover can close the option.
Read guide ↗Intel severance
Intel Severance: Tax Planning for a High-Income Exit Year
Coordinate Intel severance, final wages, bonuses, SERPLUS, equity and withholding before several payments stack in one tax year.
Read guide ↗Intel 401(k) loan
Intel 401(k) Loan After Leaving: Repay, Continue or Face an Offset?
What Intel says about loan repayment after departure, how a plan loan offset differs from default and what to verify before a rollover.
Read guide ↗After-tax 401(k)
Intel After-Tax 401(k) Contributions and Roth Conversions
Understand Intel after-tax 401(k) sources, Roth conversions, earnings, contribution limits and rollover records without confusing after-tax with Roth.
Read guide ↗Taiwan to Arizona relocation
Moving From Taiwan to Phoenix for TSMC: A Financial Checklist
A financial checklist for TSMC employees moving from Taiwan to Phoenix covering residency, accounts, payroll, benefits, credit and relocation payments.
Read guide ↗U.S.–Taiwan planning
U.S.–Taiwan Tax Planning for TSMC Transferees
Key U.S.–Taiwan tax and financial questions for TSMC transferees: residency, foreign accounts, payroll, retirement plans, investments and returning home.
Read guide ↗New-hire benefits
TSMC Arizona New-Hire Benefits: What to Review in Your First 30 Days
A TSMC Arizona new-hire checklist for 401(k), employer contributions, insurance, beneficiaries, bonuses, withholding and relocation benefits.
Read guide ↗Bonuses and profit sharing
TSMC Profit Sharing and Bonuses: A Tax-Smart Planning Framework
How TSMC employees can plan for variable bonuses and profit sharing using withholding reviews, cash reserves, debt priorities and investing rules.
Read guide ↗TSMC Arizona 401(k)
TSMC Arizona 401(k): How to Verify the Match, Vesting and Investments
A document-driven TSMC Arizona 401(k) guide explaining how to verify employer contributions, vesting, investment options, fees and rollover rules.
Read guide ↗Returning to Taiwan
Returning to Taiwan After TSMC Arizona: What to Do With U.S. Accounts
A departure checklist for TSMC employees returning to Taiwan with a U.S. 401(k), IRA, brokerage, bank accounts, credit and future distributions.
Read guide ↗TSMC relocation
Is Your TSMC Relocation Package Taxable? Questions to Ask Before Moving
Questions TSMC Arizona employees should ask about relocation bonuses, reimbursements, gross-ups, payroll withholding, repayment clauses and move-year taxes.
Read guide ↗TSMC Arizona retirement
Retiring From TSMC Arizona: A U.S. Account and Benefits Checklist
A retirement checklist for TSMC Arizona employees covering the 401(k), health coverage, bonuses, taxes, Social Security and a possible return to Taiwan.
Read guide ↗Concentrated Intel stock
Too Much Intel Stock? A Tax-Aware Diversification Framework
A framework for Intel employees evaluating concentrated company stock across RSUs, ESPP, brokerage and 401(k) accounts while managing taxes.
Read guide ↗Intel ESPP taxes
Intel ESPP Taxes: Qualifying vs. Disqualifying Dispositions
How Intel employees can track ESPP purchase dates, sale dates, ordinary income and capital gain before selling company shares.
Read guide ↗Intel RSUs after leaving
What Happens to Intel RSUs When You Leave or Retire?
A guide for Intel employees reviewing RSU vesting, forfeiture, retirement treatment, tax withholding and stock concentration before leaving.
Read guide ↗Intel pension planning
Intel Pension Planning for Long-Tenured Employees
How long-tenured Intel employees can coordinate a legacy pension with the 401(k), SERPLUS, stock awards, taxes and retirement timing.
Read guide ↗Intel 401(k) tax choice
Intel Roth vs. Traditional 401(k): Which Contribution Fits?
How Intel employees can compare Roth and traditional 401(k) contributions using tax brackets, SERPLUS, RSUs, retirement timing and cash flow.
Read guide ↗HSA strategy
HSA Strategy for Intel Employees With High Incomes
How Intel employees can evaluate HSA eligibility, 2026 limits, cash reserves, investment use and retirement health-care planning.
Read guide ↗Intel withholding
Intel Bonus and RSU Withholding: Avoid the Tax Surprise
Why Intel bonuses, RSUs, severance and SERPLUS can leave withholding short and how employees can review the tax year before filing.
Read guide ↗TSMC bonus withholding
TSMC Arizona Bonus Withholding: Why Net Pay Can Mislead
How TSMC Arizona employees can plan for bonus and profit-sharing withholding, Arizona Form A-4, estimated payments and cash reserves.
Read guide ↗Foreign account reporting
FBAR and Foreign Account Reporting for TSMC Transferees
What TSMC transferees should know about FBAR, Form 8938, Taiwan bank accounts, U.S. residency and foreign financial account reporting.
Read guide ↗Before returning to Taiwan
Before Returning to Taiwan From TSMC Arizona: A Financial Checklist
A pre-departure checklist for TSMC Arizona employees returning to Taiwan with U.S. accounts, taxes, benefits, credit and retirement assets.
Read guide ↗Arizona tax planning
Arizona Tax Planning for High-Income TSMC Employees
How TSMC Arizona employees can coordinate federal tax, Arizona withholding, bonuses, relocation, investment gains and cross-border events.
Read guide ↗TSMC HSA strategy
HSA Strategy for TSMC Arizona Employees
How TSMC Arizona employees can evaluate HSA eligibility, 2026 limits, medical cash reserves, investing and future cross-border moves.
Read guide ↗Intel 401(k) match
Intel 401(k) Match and Contribution Limits for 2026
What Intel employees should verify about the 401(k) match, the $24,500 employee limit, the $72,000 overall limit and catch-up contributions in 2026.
Read guide ↗Intel 401(k) withdrawals
Intel 401(k) Rule of 55: Review Before an IRA Rollover
How the age-55 separation exception may apply to Intel 401(k) withdrawals, why an IRA rollover can change access and what to verify first.
Read guide ↗Intel SERMA
Intel SERMA: Eligibility, Reimbursements and Retirement Timing
How Intel's SERMA retiree medical account works, current public eligibility details, reimbursable premiums and retirement-date questions.
Read guide ↗Intel retiree medical
Intel Retiree Medical: IRMP, SERMA and Medicare Decisions
A 2026 guide to Intel retiree medical planning, including IRMP, SERMA, pre-65 coverage, Medicare coordination and retirement timing.
Read guide ↗Intel pension and retirement plan
Intel Minimum Pension Plan vs. Retirement Contribution Plan
How Intel's Minimum Pension Plan and discontinued Retirement Contribution Plan interact, who may be affected and what to verify before retirement.
Read guide ↗Intel 401(k) investments
Intel 401(k) Investment Options and Fees: How to Review the Plan
How Intel employees can review 401(k) funds, target-date options, fees, Intel stock exposure and the complete household allocation.
Read guide ↗Intel layoff health coverage
Intel COBRA and Health Insurance After a Layoff
How to compare Intel COBRA, a spouse plan and Marketplace coverage after leaving, including deadlines, HSA questions and transition cash flow.
Read guide ↗Intel stock options
Intel Stock Options After Leaving or Retiring
What Intel employees should verify about vested options, expiration, retirement treatment, exercise taxes and concentration before leaving.
Read guide ↗2026 Roth catch-up rule
Intel 401(k) Roth Catch-Up Rule for 2026
How the 2026 mandatory Roth catch-up rule may affect Intel employees with prior-year Intel wages above $150,000, plus the age 60–63 limit.
Read guide ↗Intel ESPP quick sale
Intel ESPP Quick Sale: Discount, Taxes and Cash-Flow Tradeoffs
How an immediate or quick sale of Intel ESPP shares can affect compensation income, capital gain or loss, basis reporting and company-stock exposure.
Read guide ↗TSMC employee stock purchase plan
TSMC Employee Stock Purchase Plan: What Arizona Employees Should Verify
TSMC's global rewards page describes an ESPP and 15% purchase subsidy. Arizona employees should verify eligibility, security, taxes and sale rules locally.
Read guide ↗TSMC Arizona compensation
How to Evaluate a TSMC Arizona Salary and Total Compensation Offer
Evaluate a TSMC Arizona job offer across salary, bonuses, shift pay, 401(k), health benefits, relocation and repayment terms.
Read guide ↗TSMC Arizona shift pay
TSMC Arizona Overtime and Shift Differential: Pay and Tax Questions
How TSMC Arizona employees can reconcile overtime, shift differentials, bonuses and withholding without assuming every payment uses the same calculation.
Read guide ↗TSMC Arizona health benefits
TSMC Arizona Open Enrollment: How to Compare Health Plans
A TSMC Arizona open-enrollment checklist covering premiums, deductibles, networks, prescriptions, HSA eligibility, dependents and income protection.
Read guide ↗2026 Roth catch-up rule
TSMC Arizona 401(k) Roth Catch-Up Rule for 2026
How the 2026 mandatory Roth catch-up rule may affect TSMC Arizona employees with prior-year plan-sponsor wages above $150,000.
Read guide ↗First U.S. tax return
First U.S. Tax Return After Moving From Taiwan to TSMC Arizona
A first-year U.S. tax checklist for TSMC Arizona employees arriving from Taiwan, covering residency, worldwide income, W-2s, foreign accounts and Arizona filing.
Read guide ↗U.S. tax residency
Substantial Presence Test for TSMC Arizona Employees
How TSMC employees arriving from Taiwan count U.S. days under the 31-day and weighted 183-day substantial-presence test.
Read guide ↗U.S. and Taiwan retirement
U.S. Social Security for TSMC Employees Who Also Worked in Taiwan
How U.S. Social Security credits, Taiwan work history, FICA taxes and the absence of a U.S.–Taiwan totalization agreement affect planning.
Read guide ↗TSMC Arizona housing
Rent vs. Buy in Phoenix for TSMC Arizona Employees
A rent-versus-buy framework for TSMC Arizona employees weighing assignment length, commute, visa, closing costs, relocation clauses and a return to Taiwan.
Read guide ↗401(k) for visa holders
TSMC Arizona 401(k) for Visa Holders Who May Return to Taiwan
How visa status, a future Taiwan move, vesting, direct rollovers, foreign-address policies and retirement-plan withholding affect a TSMC Arizona 401(k).
Read guide ↗